We build financial resilience where people already are.

Savings Collaborative serves people directly and through trusted partners, bringing coaching, technology, savings tools, education, and community relationships into the moments when financial decisions happen.

How we partner

Partnerships are central to how The Savings Collaborative brings its model into the places where people already study, live, work, receive support, and make financial decisions—without losing the human trust at the center of the work.

1. Direct service, in partnership with trusted programs.

We work through community-based organizations where people already go for support—such as early childhood programs, human services, and guaranteed income initiatives—strengthening these services by turning key moments, like receiving cash or benefits, into opportunities to build financial control and freedom.

2. Place-based implementations across a region.

We implement the model across a defined community or region—working across multiple organizations—so people encounter it consistently across the places they already go, not just within a single program.

3. Partnerships focused on key financial moments, pathways, and populations.

We connect the model to specific decisions—such as tax time, debt, and investing—and to the needs of particular populations.

4. Institutional integrations that scale financial resilience.

We embed the model into larger systems—such as higher education and housing—strengthening how people are supported over time by making financial decision-making part of the system itself, not a one-time intervention.

Across every model, the goal is the same: help people move from one-time support to durable financial resilience and generational wealth.

If your work touches one of these moments, we'd like to talk. Contact us →

Partnerships in practice

A few examples of how partnerships extend Savings Collaborative's model while keeping people, trust, and financial resilience at the center.

Partner Model 1: Direct Service, in partnership with trusted programs

Early Childhood Partnership of Adams County (ECPAC)

Supporting families through trusted early childhood systems

Through a longstanding partnership with ECPAC, Savings Collaborative delivers financial education workshops in English and Spanish, while ECPAC provides incentives that encourage parents to work with financial coaches to address their personal financial needs and matched savings opportunities that help families build the habit of saving. By pairing learning with professional guidance and easy-to-use savings tools, the partnership helps parents turn financial intention into action while navigating the everyday realities of raising young children.

Partner Model 1: Direct Service, in partnership with trusted programs

Gift Card Bank – Spark Wealth

Turning financial opportunity into lasting financial progress

Through Spark Wealth, a pilot program managed by Gift Card Bank, Savings Collaborative provides personalized financial coaching to student parents attending community college in Maricopa County. By pairing flexible financial support with individualized coaching, the program helps participants manage immediate financial pressures, make thoughtful decisions about their financial future, and use moments of opportunity as a springboard toward stronger financial habits and longer-term economic mobility for their families.

Partner Model 2: Place-based regional implementations.

Financial Empowerment Center of the Rockies

Building regional financial stability

The Financial Empowerment Center of the Rockies is the nation’s first rural regional Financial Empowerment Center, bringing together Eagle, Garfield, and Pitkin Counties with support from the Cities for Financial Empowerment Fund. As the designated Financial Counseling Provider, Savings Collaborative delivers free, bilingual, one-on-one financial counseling as a public service, helping residents reduce debt, improve credit, build savings, and strengthen financial stability.

Partner Model 3: Key financial moments, pathways, and populations

Take Charge America

Helping clients move from overwhelming debt toward financial control

Through its partnership with Take Charge America, Savings Collaborative connects eligible clients facing high-interest consumer debt with nonprofit debt management solutions that can reduce repayment burdens and accelerate payoff. By combining personalized financial coaching with access to a trusted debt management pathway, the partnership helps clients move from financial stress and uncertainty toward greater stability and control.

Partner Model 3: Key financial moments, pathways, and populations

Older Adults

Building financial security, opportunity, and legacy

Savings Collaborative supports adults 50+ through personalized financial coaching and a multilingual savings app that help people manage rising costs, reduce debt, avoid fraud, and grow savings—with some establishing a financial cushion for the first time in their lives. Through partnership with Stackwell, we are helping older adults begin investing and building assets, while collaboration with the Bell Policy Center helps inform stronger data and policy around the economic well-being of older adults. By taking a multigenerational lens, this work supports the immediate financial realities of older adults while helping create longer-term opportunity and legacy for their families.

Partner Model 4: Institutional Integrations

Thurgood Marshall College Fund (TMCF)

Embedding financial resilience across the student journey

Through its partnership with the Thurgood Marshall College Fund, Savings Collaborative is reimagining how financial resilience is built across the student journey at Historically Black Colleges and Universities (HBCUs)—from pre-collegiate preparation through higher education and post-graduate life. Building on an established collaboration that includes the Financial Well-Being Badge, SC’s Financial Resilience App, interactive financial decision tools, and applied learning experiences designed for real life, this partnership moves beyond one-time financial education toward an integrated, scalable model that helps students build real-world financial capability over time.

And many more

Other funders, public partners, community organizations, and institutions help extend Savings Collaborative's model into the places people already trust.

Get in touch →

Our network

Funders, community partners, public systems, and institutional supporters helping Savings Collaborative extend financial resilience work across communities and systems.

Implementation Partners

Funders


and the many individual donors and community members whose generosity helps sustain this work.

Start a conversation

Considering integration.

University, housing authority, public agency, or guaranteed income program — if you're exploring how Savings Collaborative's model could help the people you already serve, let's talk.

Reach out →

Bringing complementary expertise.

Nonprofits, service providers, and community organizations in housing, legal, tax, debt, or related areas — we'd like to know how your expertise could support a client's broader financial journey.

Explore a partnership →

Press, researchers, and evaluators.

Journalists, academics, and policy researchers studying our model, methodology, or impact — our team is available for conversation.

Contact our team →

Engagements take three forms — grants, fee-for-service contracts, and long-term institutional integrations. We choose the structure that best advances financial resilience for the people and communities involved.