Take control of your finances

Work one-on-one with a certified bilingual coach to create a plan that fits your life. Your coach helps you build savings, reduce debt, strengthen credit, and navigate the financial decisions that matter most — at no cost to you.

Get Started Today
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How it works

It all starts with a conversation. Your coach will get to know your goals, challenges, and priorities. From there, you'll work together to:

1.Set meaningful financial goals
2.Identify roadblocks
3.Create an action plan tailored to your life
4.Check in regularly to track progress and adjust as needed

There's no judgment here. Just support, guidance, and a real relationship.

What We Focus On

Planning

Your coach helps you plan for key financial moments — from budgeting to big purchases and future goals.

Debt Management

Build a plan to reduce debt, avoid default, and regain peace of mind.

Credit Building

Learn how to establish credit, improve your FICO score, and access better financial opportunities.

Savings

Whether it's for emergencies, retirement, or big goals, we help you build a savings habit that sticks.

Protection

We help you stay safe by preventing fraud, avoiding scams, and protecting your finances.

Access to Financial Services

Get connected to safe, affordable financial services — with no surprises and no unnecessary fees.

We're With You

Wherever you are in your financial journey, we're here — at your pace. No pressure. No shame. Just partnership.

Meet our coaches

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Laura Garcia

Financial Coach

Laura has called Colorado home for over 30 years and is committed to serving her community. After a 16-year career in banking, she transitioned to the nonprofit sector to bridge the gap between clients' financial needs and available solutions. Laura is certified in community and spiritual leadership and is bilingual in English and Spanish. In her downtime, she enjoys spending time with her family and her beloved pets, Westy, Azul, and Paquito.

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Veronica Robles

Financial Coach

With over 15 years of experience in the finance industry, Veronica Robles is a seasoned professional known for her deep expertise in personal finance, banking, and financial coaching. For the past nine years, she has specialized in guiding individuals and families toward financial freedom through personalized coaching that emphasizes financial literacy, strategic budgeting, debt management, and long-term wealth building.

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Susie Meraz

Financial Coach

Born and raised in Glenwood Springs, Susie brings over 25 years of experience in mortgage lending to her work with The Savings Collaborative. She's passionate about helping families build financial stability through personalized support at the Financial Empowerment Center of the Rockies. Bilingual in English and Spanish, Susie enjoys walking her pup, Enzo, reading great books, and spending quality time with her family.

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Karina Roman

Financial Coach

Karina moved to Colorado at age 18 and has called the Roaring Fork Valley home for the past 27 years. She is bilingual in English and Spanish and enjoys helping others, especially this community, in any way she can. She has 14 years' experience in banking and 6 in mortgage lending. Karina enjoys spending time with her family and friends, especially her beautiful daughter Amy, husband Cesar, and her dog Canelo.

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Enrique Aviles

Lead Financial Coach

Enrique has over 15 years of experience in human services, primarily in the non-profit sector, supporting children, youth, families, and communities. Over the past five years, he has focused on financial health, providing education and coaching to help families build stability. Bilingual and bicultural, he serves diverse populations across Denver and rural Colorado. Passionate about social justice and equity, he is dedicated to empowering communities and advancing inclusion and well-being.

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Viviane Ribeiro

Financial Coach

Viviane Ribeiro is dedicated to helping individuals and families build financial stability and long-term security. With an MBA in Financial Planning, and over a decade of entrepreneurial experience, she offers guidance in budgeting, debt management, and goal-based savings, as well as support for long-term planning such as retirement and life insurance. Viviane is passionate about empowering people to take control of their finances, make confident decisions, and create lasting change. Fluent in English, Portuguese, and Spanish, she serves a diverse community with a culturally informed and supportive approach.

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Yesenia Simental

Financial Coach

Yesenia is a NACCC-Certified Financial Coach with 18 years of banking experience, now part of the Savings Collaborative Team. Passionate about financial literacy, she helps her community see how financial knowledge builds wealth and stability. Born in Colorado and raised between the U.S. and Mexico, she is bilingual and skilled in supporting people from diverse backgrounds. A proud mother of four, she values not how much you have, but how well you manage it, and enjoys family time and exploring new places.

The first regional, rural Financial Empowerment Center in the U.S.

Savings Collaborative is the designated financial counseling provider for the FEC of the Rockies, serving residents across Pitkin, Garfield, and Eagle Counties in Colorado.

The FEC of the Rockies provides free, professional financial coaching to all county residents — helping people reduce debt, improve credit, build savings, access safe and affordable financial services, and plan for the future through legacy preparation.

This public service is built with local governments, regional funders, and community partners, using the national Financial Empowerment Center model developed by the Cities for Financial Empowerment Fund.

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"Savings Collaborative helps me visualize my future based on the decisions I make today." — Savings Collaborative Member

See Impact

Looking for support? We're here to help.

Our coaches work with you to set goals, build a plan, and move at your pace. No judgment, no pressure — just partnership.

Talk to a Coach

Want to bring Financial Coaching to your organization or community?

We partner with nonprofits, housing providers, and local leaders to bring trusted, bilingual coaches to the people they serve.

Partner with Us

Help us scale impact

Our coaching model is made possible by foundations, donors, and mission-aligned philanthropic partners. Your support helps more people gain financial control — and builds stronger, more resilient communities.

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